According to your sympathy, you will take pleasure in your own happiness or in the happiness of other people; but it is always your own happiness you seek.
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Accordingly, when the supply of gold runs short, the security behind the notes is diminished, the loaning of notes is restricted or suspended, and the panic follows.
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At present, financial crises occur, chiefly because the paper currency is redeemable in gold only.
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But egoism is more than this. It is the realization by the individual that he is above all institutions and all formulas; that they exist only so far as he chooses to make them his own by accepting them.
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But the egoist has no ideals, for the knowledge that his ideals are only his ideals, frees him from their domination. He acts for his own interest, not for the interest of ideals.
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Capital, however capital may be defined, would practically cease to exist as an income producing fund, for the simple reason that if money, wherewith to buy capital, could be obtained for one-half of one per cent, capital itself could command no higher price.
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For each one of us stands alone in the midst of a universe.
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However near and dear to you may be your wife, children, friends, they are not you; they are outside of you.
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In brief, egoism in its modern interpretation, is the antithesis, not of altruism, but of idealism.
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In precisely the same way money is often hired, and the hire paid for the use of it is called Interest.
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In this way, the charge that the bank makes for the use of its notes - the interest - is a continual and universal tax upon all the members of the community.
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It is often said by reformers that government should be conducted upon business principles.
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It was the king's army, the king's people, the king's taxes; and he who questioned the propriety of the royal prerogative of taking from his people without return or accounting, was reckoned, and felt himself to be, a criminal, guilty of the highest crime of disloyalty.
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Large sums were paid for the use of money, because the available amount of gold and silver was far less than was needed to carry on the commercial transactions of the times.
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Modern money is almost altogether credit money.
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Not an old woman that buys a paper of pins, without yielding a part of the price to the banks as interest!
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Paper currency has hitherto been regarded with suspicion, as insecure.
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Sometimes, instead of purchasing a commodity out and out, people want to buy only the use of it, for a longer or shorter period. The price paid for such temporary use is commonly called hire.
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The business of a bank is to lend money; which amounts, nowadays, to lending credit.
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The egoist is fooled by no ideals: he discards them or uses them, as may suit his own interest.
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